For 20 years, Cliff Michaels coached thousands of clients in the subtle art of credit and money management. In fact, he self-published Credit Doctor in the mid '90s so clients, accountants, and financial planners would have a counseling tool before embarking on major financial decisions.

Whether you’re managing a family, building a business, or buying real estate, mastery of basic finance and credit is critical. This course will teach you roads to financial independence, 8 steps to 800 credit, cash flow strategies, and how to generate multiple streams of revenue. Best of all, you don't have to be a math wiz to master money and credit. This course is fun, fast, and cuts to the chase. Cliff will leave the fancy graphs to economists and crazy tax-code changes to your accountant!

"I learned more about credit strategies and personal finance in this
course than any book or class I've ever studied. Thanks Cliff. You're the best!"
Mitch Waldstein - President, Waldstein & Associates Real Estate

Disclaimer: This course does not provide legal or accounting advice. Consult your accountant or attorney accordingly.